President

Craig Lordigyan
The Lordigyan Insurance Agency, LLC
Work Phone: 908-459-4704
E-mail: craig@thelordigyanagency.com

Garrett P. Sacken
Advanced Voluntary Concepts
Work Phone: 570-369-9866
E-mail: gmsacken@msn.com

Rick Rudd
AmeriHealth NJ
Work Phone: 732-726-6713
E-mail:rick.rudd@amerihealth.com

Carolyn J. King CLU,ChFC,RHU,LTCIS
New England Financial
Work Phone: 973-875-2090
E-mail: king@carolynjking.com

Ray Castellani
Benefit Guidance Systems
Work Phone: 973-702-7200
E-mail:raymond@benefitgs.com

Education Chair
Francis A. Ruggiero RHU,REBC,LUTCF, Ph.D
Work Phone: (973) 426-0054
E-mail: faruggiero@optonline.net

Legislative Chair
Karen Leonard
Work Phone: (908) 459-4704
E-mail:kleonard56@msn.com

Membership Chair
Dan Inscho
908-475-4229
E-mail: daninscho@comcast.net

HUPAC/HIAPAC Chair
James R Stenger
Work Phone: (973) 538-8700 x243
E-mail:jims@nas-info.com

Awards Chair
Marilyn Stenger
Work Phone: 973-879-8353
E-mail:mvs1256@yahoo.com